Income Protection

Tax-free income replacement if illness or injury prevents you from working

Overview

Income protection insurance provides tax-free payouts if illness or injury prevents you from working. Available for employed, self-employed, and business-owner clients, this essential cover replaces your income when statutory sick pay falls short. Vitality policies include additional benefits like physiotherapy, cancer support, gym discounts, and spa breaks.

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Key Features

  • Tax-free income replacement
  • Cover for employed and self-employed
  • Business owner protection
  • Long-term illness and injury cover
  • Vitality wellness benefits included
  • Physiotherapy and rehabilitation support
  • Cancer support services
  • Gym membership discounts and spa breaks

Benefits of Working with Castlegate

Protect your income and lifestyle

Essential safety net beyond statutory sick pay

Tailored to your earnings and occupation

Vitality rewards for healthy living

Peace of mind for you and your family

Expert advice on cover levels needed

How It Works

01

Income Assessment

Calculate your income protection needs based on earnings.

02

Quote Comparison

Compare policies from leading insurers including Vitality.

03

Cover Design

Design a policy that fits your occupation and budget.

04

Application

Complete your application with expert guidance.

05

Income Protected

Your income is protected with Vitality wellness benefits.

Ready to Take the Next Step?

Speak with one of our expert advisers today.

Book Your Free Consultation